Regulations and deregulations in the banking industry. When should the law-makers back off?

Author:Mircea I. GHERGHINA/Nikolett CSÁSZÁR/Ioan Alexandru GHERASIM
Position::Student
Pages:129-141
SUMMARY

This paper examines the banking regulatory frameworks that were enforced from the 1980 to date and see if there is a cyclical tendency in the patterns of regulations and deregulations. To analyse this, we look at 10 acts or key events from the US banking industry and compare them against variant macroeconomic indicators. The result shows that lawmakers imposed deregulations upon the banking... (see full summary)


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